Terms & conditions

2. Services Provided

• Refunds are available for purchases made directly through Codegraphi Technology’s official channels
• To be eligible for a refund, you must submit a request within 30 days of the purchase date.
• The product or service must be unused, in the same condition that you received it, and in its original packaging, if applicable.

3. Non-Refundable Items

Codegraphi Technology offers payment gateway services that facilitate the processing of online transactions between merchants and their customers. Our Services include payment processing, fraud prevention, and transaction reporting.

4. Eligibility

To use our Services, you must:

• Be at least 18 years old.
• Have the legal capacity to enter into binding contracts.
• Provide accurate and complete information during the registration process.

5. Account Registration

• You must register for an account to use our Services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account
• You agree to provide accurate and up-to-date information during registration and to update such information as necessary

6. Fees and Charges

• Codegraphi Technology charges fees for its Services as outlined in the pricing schedule provided on our website or in a separate agreement with you.
• You agree to pay all applicable fees and charges in a timely manner. Failure to do so may result in suspension or termination of your account.

7. Transaction Processing

• Codegraphi Technology will process transactions on your behalf, subject to these Terms and any additional agreements.
• We do not guarantee the approval or completion of any transaction. Transactions may be declined or reversed in accordance with our policies and procedures.

8. Fraud Prevention and Security

• We employ various measures to detect and prevent fraudulent activities. However, we do not guarantee the prevention of all fraudulent transactions.
• You are responsible for implementing and maintaining security measures to protect your account and transaction data.

9. Data Privacy

• Codegraphi Technology is committed to protecting your privacy. Our Privacy Policy outlines how we collect, use, and disclose your personal information.
• By using our Services, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.

10. Intellectual Property

• All intellectual property rights in our Services, including but not limited to software, trademarks, and content, are owned by Codegraphi Technology or its licensors.
• You may not use our intellectual property without our prior written consent.

11. Limitation of Liability

• Codegraphi Technology is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our Services, including but not limited to loss of profits, data, or business opportunities.
• Our total liability to you for any claim arising out of or relating to these Terms or our Services is limited to the amount of fees you paid to us in the 12 months preceding the claim.

12. Indemnification



• You agree to indemnify and hold Codegraphi Technology harmless from any claims, losses, damages, liabilities, and expenses (including legal fees) arising out of or relating to your use of our Services, violation of these Terms, or infringement of any rights of a third party.

13. Termination



• Codegraphi Technology may terminate or suspend your account and access to our Services at any time, with or without cause, and with or without notice.
• You may terminate your account by providing written notice to Codegraphi Technology. Termination will not affect your obligation to pay any outstanding fees

14. Amendments



• Codegraphi Technology reserves the right to amend these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website or through other communication channels.
• Your continued use of our Services after such changes constitutes your acceptance of the updated Terms.

15. Governing Law



• These Terms are governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles.
• Any disputes arising out of or relating to these Terms or our Services will be resolved in the courts of [Your Country/State].

16. Contact Information




If you have any questions or concerns about these Terms or our Services, please contact us at: Codegraphi Technology

• Address : Office no 532 Alphathum Bhutani Tower sector-90 Noida uttar Pardesh 201305
• Email id : info@codegraphi.com
• Phone ; +91-9654574921

By using Codegraphi Technology's payment gateway services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions